Executive and Veteran with over 41 years of Professional and Entrepreneurial experience focused on empowering individuals to financial independence by facilitating a systematic plan and educational approach to financial planning. I am experienced in financial concepts and principles including, risk management, cash flow, debt and equity positioning, budgeting, mortgage planning and origination, insurance and investment planning. Strong relationships with broad network of partners including Accountants, Attorneys, Estate Planners, Insurance Agents, Bankers, Builders, and Realtors to promote integrated and comprehensive solutions for clients. My skills include dynamic public speaking, excellent communication, proficient time management and problem solving. I am an ethical and values-based loan officer with a focus on delivering breakthrough, tangible and intangible, results for clients!